Harrisburg Bankruptcy Blog

How to read a mortgage escrow statement

Most federally backed mortgage lenders are required to provide annual statements regarding the status of each escrow account it services under §2609(c)(2) of the Real Estate Settlement Procedures Act. While this section tells mortgage servicers what to do, §1024.17...

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So you fell behind on your credit card payments and now the credit card lender has sued you. While you should prepare for a defense as soon as possible, this blog may have reached you too late and now they have entered a judgment against you. If the suit was filed...

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Mortgage foreclosure alternatives

In the last blog, we explored legal safeguards in place to protect your residence from foreclosure. This blog will explore remedies beyond legal safeguards within foreclosure litigation to save your home. So even if you cannot cure all of the arrears prior to a...

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Forbearance in student loan payments

If you do not qualify for a deferment as we discussed in our last blog, you may qualify for a forbearance. Optional forbearances for direct, FFEL loans and Perkins loans can be granted in the discretion of the servicer for: financial difficulties medical expenses...

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