We Have You Covered:
Providing Reliable Legal Services For Over 43 Years
Whether you have a mortgage, credit card balances, student loans, medical bills or another type of debt, you know how crippling it can be. According to credit card company Discover, Americans have an average household debt of more than $130,000. If you feel like you are sinking further into debt, you may wonder what happens if you simply ignore it.…
If engaged, you are no doubt looking forward to planning the wedding. However, you may hesitate to set the date because your intended has declared bankruptcy. How will this affect you? Is the proposed marriage in jeopardy? Will bankruptcy be a dealbreaker? Dispelling a myth Remember, your credit score is yours alone. It is separate from your future spouse’s credit score,…
When named as an estate executor, it is gratifying to know that the deceased considered you trustworthy and capable of carrying out his or her last wishes as instructed in the will. However, the job is exacting. It may demand much of your time, depending on the complexity of the estate. To ensure you are successful as an executor, here are…
People who have had no experience with bankruptcy are often poorly informed about what this type of debt relief can and cannot accomplish. If you are pondering whether to file for bankruptcy protection, here are five common myths to help you separate fact from fiction. 1. Bankruptcy immediately makes you debt-free While you can satisfy many debts through bankruptcy, you…
What can you do when you are over your head in debt? There may seem like no way out. While the journey is by no means simple or easy, you have different avenues to choose from to help you get back on track to financial security. Consider if one of these solutions may be the answer. 1. Bankruptcy The approach most…
The estate plan you prepare will be unique. If you are giving thought to the process, you may only want a will at this time. On the other hand, you may be ready for a living trust or some other estate planning tool. Estate planning can be as basic as you wish or as comprehensive as your circumstances require. Your…
Bankruptcy can impact any entity, including municipalities. A township in Pennsylvania has struggled ever since a judge ordered the community to pay an oil and gas company over $100,000 in legal fees after losing a lawsuit. Local officials have argued such an action could bankruptcy the town. Bankruptcies are tough on businesses and city governments, but they are even harder on…
When individuals file for bankruptcy, they may not necessarily have to meet with a judge. In the state of Pennsylvania, these people will need to go through a 341 meeting, where the debtor appears and answers questions from a group of trustees. A lot of people think they have a good idea of the bankruptcy process. However, they tend to overlook…
The amount of student loan debt in the United States has become a genuine crisis. In 2018, the total amount of student loan debt reached $1.5 trillion. Numerous people in Pennsylvania have to contend with this, and sadly, many are unable to ever completely eliminate the debt. As a result of succumbing to too many debts, many in the state…
People refer to probate like it is a bad thing that you should avoid. However, probate is simply a legal process, and it is not inherently good or bad. Whether you should take steps to avoid it and how you may do so depends largely on the estate you will leave behind. Probating your last will and testament If you…