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Blog Posts - Mortgage

Mortgage terms you need to know in Harrisburg, PA

Hopefully you have improved your financial standing after reading my Financial Terms blog. After a few adjustments suggested therein, you may be ready for the big prize: home ownership in the Harrisburg area. But just like there are terms that you need to understand to achieve financial health, there are...

How to read a mortgage escrow statement

Most federally backed mortgage lenders are required to provide annual statements regarding the status of each escrow account it services under §2609(c)(2) of the Real Estate Settlement Procedures Act. While this section tells mortgage servicers what to do, §1024.17 of Regulation X tells them how to calculate your escrow payments. The first step...