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Personal bankruptcy can be a daunting and complex process, but for many individuals facing overwhelming debt, it can be a helpful and necessary step toward financial freedom and stability. In Pennsylvania, as in the rest of the United States, there are two primary...
Pennsylvania residents having difficulty paying their debts have several options to manage them. One of those involves filing for Chapter 13 bankruptcy. Under this type of bankruptcy, the court approves a repayment plan to help you discharge your debts over a three-to-five-year period. Chapter 13 allows you to keep large assets The advantage of Chapter 13 bankruptcy is you don’t…
If you own your home or any other real estate in Pennsylvania, your county, municipality and school district probably assess a real estate tax. For example, if you live in Harrisburg, you will be assessed a real estate tax by Dauphin County, the City of Harrisburg and Harrisburg School District. Each tax is calculated based on the assessed value of…
Most Pennsylvanian residents do not want to be in a position where they have to file for bankruptcy. They want to feel financially stable without help from others or to depend on the legal system for guidance. However, the bankruptcy process helps millions of Americans each year, especially amid the current global crisis. Luckily, there are multiple options to work…
If you are falling behind in your bills and struggling to pay off delinquent debts, then bankruptcy may be an option for you to consider. Many people in Pennsylvania file for bankruptcy every day. The opportunity to have certain debts discharged or erased to gain a new financial start is tempting, but there are rules and stipulations in place that…
The decision to file bankruptcy is a stressful one. Although the number of bankruptcies in the United States is on the decline, it’s estimated that more than one million people will file a Chapter 7 or Chapter 13 this year. A bankruptcy can help you get past a financial setback, but there are many things you need to consider. Most…