Being in debt is never an easy thing, but one of the most important things to remember about it is that your debt is never an excuse for you to be treated badly. This is true even when you are having trouble making payments on time. Stories about debt collector harassment abound on the internet and in print, but the Consumer Financial Protection Bureau makes it clear what debt collectors can and cannot do when trying to get a payment on an overdue account.
Learn to identify these debt collection harassment techniques
Debt relief or bankruptcy: Which is right for you?
When you find yourself in escalating debt with little way forward, understanding the best options available to you can be difficult. That's especially true when every option will still be difficult, as is often the case for those whose debt has become unmanageable. At that point, debt relief and bankruptcy are the two tools available, but many people do not understand the differences between them and the choices involved.
