Perhaps you have decided that your best course of action for getting out of debt is to file for Chapter 7 bankruptcy.
You have taken the means test to confirm that you qualify, so once you have filed your petition, the next step is to prepare for the upcoming 341 meeting.
An increasing number of people have begun representing themselves in court. Many people take this route to save money or because they believe they would not benefit from a lawyer. However, there can be hundreds of tasks you need to perform to prepare for a court date, so even when it comes to divorce, you are always better off having an attorney in your corner.
Many couples have an uncontested divorce. This means they agree on all the major issues and want to separate with as little litigation as possible. While an uncontested divorce will most likely result in faster divorce proceedings, both parties would still be wise to acquire legal representation.
If you are thinking about taking out a payday loan because your paycheck was not enough for you to cover your car note, mortgage or electric bill this month you might want to reevaluate your decision. On the surface, payday loans seem like the perfect solution. They make it possible for you to borrow the money you need without having great credit. All you have to do is make sure the money to repay the lender is in your account when it is time for them to receive payment. Simple, right?
No! There is a dark side to payday loans you should know about. If you are not careful, you could end up digging a deep financial hole for yourself. Here are some things for you to consider before you apply for that loan:
Bankruptcy has helped and continues to help Harrisburg area residents get out of debt. Whether you are considering it to help you overcome some major and unexpected medical expenses or to regain a solid financial footing after losing a job, it is not the only thing you must do to benefit from it.
By law, you can file for bankruptcy multiple times. However, it is best as a necessary and last tactic resource. Take some time to consider additional steps you can take to improve your credit and keep your finances under control after bankruptcy.
During a divorce, the merged lives of two parties must become separate again. As such, there are several different elements to the divorce process.
Spousal support is one of the main elements that many divorcing couples face. In the state of Pennsylvania, there are a few key aspects that divorcing parties should understand.
When you are in the middle of a financial crisis in the Harrisburg area, finding your way out might seem impossible. Creditors are calling your phone nonstop and mailing demand letters to your home. However, you do have options, and one of them may be bankruptcy.
Due to common misconceptions, many people make mistakes during the bankruptcy process. To avoid this, take some time to review the following bankruptcy myths so you make the right decisions.
One of the objectives in reviewing your estate plan is to make sure the beneficiary designations for all your assets are current and correct.
The way you hold your assets will be important in determining which, if any, will be subject to probate when you pass away.
If you have fallen on hard times in Harrisburg and are no longer capable of paying your credit card debts and other financial obligations, there is a good chance you are looking for a way out of your situation. You have tried every possible solution you could think of, including payday loans, cash advances, debt consolidation and borrowing from loved ones. These actions have only increased the amount of financial distress you are in.
Before you dig yourself into a deeper hole, you should take some time to consider how bankruptcy can help you overcome the financial challenges you face.
The individual you choose to manage your final affairs might be your spouse, another relative or even a close friend. Give it some thought. You should prepare a list of requirements for the person you eventually name in your will.
Once the perfect candidate is chosen—your nephew Fred, for example—you still have some work to do: You need to make it as easy as possible for him to serve as your executor.
Some life-altering events can trigger bankruptcy, and a divorce is one of those events. Depending upon certain factors pertaining to the divorce process, the effects of bankruptcy may vary.
In order to make the best decision, spouses should seek to understand the various aspects of bankruptcy. There are a few key things to know about pursuing bankruptcy during divorce.
Contact our office online, or call us at 717-260-3527 or toll free at 866-534-4404 to set up a meeting with our experienced Harrisburg bankruptcy lawyers. We offer free initial consultations in matters involving bankruptcy or personal injury.
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Cunningham, Chernicoff & Warshawsky, P.C.
2320 North 2nd Street
Harrisburg,
PA
17110
Toll Free:
866-534-4404
Phone:
717-260-3527
Fax:
717-238-4809
Harrisburg Law Office Map
Mailing Address
P.O. Box 60457
Harrisburg,
PA
17106
Toll Free:
866-534-4404
Phone:
717-260-3527
