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There are many different legal business structures available to someone who is looking to start a company. Some people start simple partnerships or sole proprietorships because they want as much direct control over the organization as possible. Others may start...
Choosing an executor for your Pennsylvania estate is a serious decision. The executor is the person who handles your final affairs after your death. There are several things to consider before choosing who will fill this role. Is the person trustworthy? Estate...
The U.S. Department of Education recently announced the Saving on a Valuable Education (SAVE) Plan to assist student loan borrowers with direct loans in paying their loan balances. Similar to other Income Driven Repayment (IDR) plans, monthly payments are calculated...
The US Supreme Court just ruled that the Department of Education is not authorized to forgive a large portion of their borrowers' student loan debt. Multitudes of borrowers in the Harrisburg area now face budgeting student loan payments in addition to their other...
Pennsylvania residents who are considering bankruptcy to clear overwhelming debt are often stopped in their tracks by fear about what it will do to their credit score. This should not be dismissed. However, there are significant benefits to bankruptcy even with a...
Probably the most difficult task in bankruptcy is discharging student loans. While bankruptcy is offered to the innocent, but unfortunate, debtor in order to obtain a "fresh start," Congress defines that fresh start. And Congress did not include forgiving most student...
Hopefully you have improved your financial standing after reading my Financial Terms blog. After a few adjustments suggested therein, you may be ready for the big prize: home ownership in the Harrisburg area. But just like there are terms that you need to understand...
Too many people have a limited view of what the process of estate planning has to offer. They think about what will happen after they die, which is easy to avoid addressing. It is important to understand that the benefits of estate planning extend well beyond having...
From PennLive: Merit Marketing Inc. at 121 Locust St., formerly known as Sacunas Incorporated, filed for Chapter 7 bankruptcy last month. PennLive reached out to the company’s attorney, Robert Chernicoff, of the Harrisburg law firm, Cunningham, Chernicoff &...
In order to walk the walk, you need to talk the talk. Therefore, before you get your finances in order, you may need to understand some financial terms. That way you will know the rules-of-the-road to get where you want to be. Understanding what an offer includes is...