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Harrisburg Legal Blog

Key aspects of spousal support in Pennsylvania

During a divorce, the merged lives of two parties must become separate again. As such, there are several different elements to the divorce process

Spousal support is one of the main elements that many divorcing couples face. In the state of Pennsylvania, there are a few key aspects that divorcing parties should understand.

What you need to know about common bankruptcy myths

When you are in the middle of a financial crisis in the Harrisburg area, finding your way out might seem impossible. Creditors are calling your phone nonstop and mailing demand letters to your home. However, you do have options, and one of them may be bankruptcy.

Due to common misconceptions, many people make mistakes during the bankruptcy process. To avoid this, take some time to review the following bankruptcy myths so you make the right decisions. 

How to avoid mistakes concerning beneficiary designations

One of the objectives in reviewing your estate plan is to make sure the beneficiary designations for all your assets are current and correct.

The way you hold your assets will be important in determining which, if any, will be subject to probate when you pass away.

How bankruptcy can help you deal with delinquent debt

If you have fallen on hard times in Harrisburg and are no longer capable of paying your credit card debts and other financial obligations, there is a good chance you are looking for a way out of your situation. You have tried every possible solution you could think of, including payday loans, cash advances, debt consolidation and borrowing from loved ones. These actions have only increased the amount of financial distress you are in. 

Before you dig yourself into a deeper hole, you should take some time to consider how bankruptcy can help you overcome the financial challenges you face. 

Help your executor do a good job managing your final affairs

The individual you choose to manage your final affairs might be your spouse, another relative or even a close friend. Give it some thought. You should prepare a list of requirements for the person you eventually name in your will.  

Once the perfect candidate is chosen—your nephew Fred, for example—you still have some work to do: You need to make it as easy as possible for him to serve as your executor.

Things to know about bankruptcy during divorce

Some life-altering events can trigger bankruptcy, and a divorce is one of those events. Depending upon certain factors pertaining to the divorce process, the effects of bankruptcy may vary.

In order to make the best decision, spouses should seek to understand the various aspects of bankruptcy. There are a few key things to know about pursuing bankruptcy during divorce.

How to escape payday loans

If you have fallen so far behind in your mortgage and car note payments in Harrisburg that you resort to using payday and cash advance loans, know that you are not alone. Many people just like you use them to help keep them afloat while they are in between paychecks. On the surface, payday loans may seem like an appropriate solution for you to use to catch up on your bills and financial obligations. But they often come with high-interest fees, which could end up putting your further in debt. Some people end up having to file for bankruptcy to help them with this type of debt. 

If you become unable to repay the amount you borrowed, you will incur penalties on top of the interest and entire amount of loan due. Before you find yourself trapped in a payday loan nightmare that you cannot escape from, consider the following actions to take. 

Estate planning and second marriages: What you should know

It is not uncommon for some people to get married a second, third or even fourth time in Harrisburg. But when it comes to estate planning and second marriages, it can add another layer of complexity to an already confusing situation. You want to provide for your family members, but there are many financial and estate planning issues you should consider first. 

In first marriages, many people chose to leave things behind to their surviving spouses. However, with second and subsequent relationships, the goals are different. You may have children from a previous relationship, your spouse may have kids from a prior marriage and you may even have biological children together. To prevent issues that could leave your current spouse and biological and step-children at a disadvantage, consider the following advice about estate planning and second marriages

Division of property during divorce in Pennsylvania

A large part of the divorce process is separating assets between the two parties. It may be helpful to become familiar with the property division process.

Certain states distribute assets differently than others. In the state of Pennsylvania, a few aspects contribute to the division of property. 

Key considerations for a valid prenuptial agreement

You hope for a lasting marriage, but that may not be an option. When some individuals think of a prenuptial agreement, they think they are planning the end before it begins. However, this is not the case.

A well-crafted prenup helps to protect both parties and to encourage an amicable separation during divorce proceedings. When constructing this agreement, there are a few things to consider.

Contact The Law Office Of Cunningham, Chernicoff & Warshawsky, P.C.

Contact our office online, or call us at 717-260-3527 or toll free at 866-534-4404 to set up a meeting with our experienced Harrisburg bankruptcy lawyers. We offer free initial consultations in matters involving bankruptcy or personal injury.

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Cunningham, Chernicoff & Warshawsky, P.C.
2320 North 2nd Street
Harrisburg, PA 17110

Toll Free: 866-534-4404
Phone: 717-260-3527
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Harrisburg, PA 17106

Toll Free: 866-534-4404
Phone: 717-260-3527