If you have fallen behind on your mortgage and face potential foreclosure, you want an experienced attorney to help you understand your options, so that you can take the right steps to protect your interests. Until your house has been sold in foreclosure, you can still take measures to either suspend or stop foreclosure efforts. A knowledgeable lawyer will explain the different strategies, so that you can make decisions that protect your interests.
Our Experienced Mortgage Foreclosure Lawyers Are Here for You
At Cunningham & Chernicoff, P.C., we bring more than 130 years of combined practice experience to people in central Pennsylvania, including individuals facing home foreclosure. We offer large firm resources and results with a small firm attitude. We use hard work and determination, mixed with experience, skill and knowledge, to help get the outcome you want. We understand your concerns about the costs of litigation. We encourage clients to consider negotiation, mediation and arbitration as other ways to get the results they want with less time and expense than litigation.
Our Foreclosure Defense Practice
We can help you use a Chapter 13 personal reorganization as a way to suspend foreclosure proceedings. When you file for protection under Chapter 13, an automatic stay immediately goes into effect, prohibiting your creditors from taking legal action to recover a debt other than through the bankruptcy proceeding. Chapter 13 will allow you to seek new payment arrangements with creditors, including your home mortgage lender.
There are other tools available outside of bankruptcy to challenge a foreclosure proceeding. If appropriate, we will help you seek the dismissal of foreclosure proceedings where your lender failed to meet truth in lending requirements, or engaged in fraudulent behavior. We will also verify that all laws and regulations governing foreclosure have been followed.
Contact Us for a Free Consultation
We offer a free initial consultation to anyone who is contemplating or involved in bankruptcy. To set up a private meeting with one of our Harrisburg foreclosure defense lawyers, contact our office online or call us at 717-260-3527 or toll free at 866-534-4404. Visa and MasterCard are welcome.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.